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The lower levels – Blue, Red and to some extent Gold – don’t have perks that are super exciting. But once you reach Platinum, you’ll unlock some great extras to make every cruise even more special. VIFP stands for Very Important Fun Person – after all, Carnival is all about the fun when you’re on a cruise. Everybody who sails with Carnival is considered a VIFP, even if it’s your first time, although as you keep returning to the cruise line, you’ll move up the ranks. However, you might notice other people have different colored cards from you. And as you cruise with Carnival, your card color might change as well.
Blue Tier – First-Time Cruisers
Even if you’ve never cruised with Carnival before, join the club today — the benefits begin today. She has worked in the cruise industry since 2015 and has taken over 30 cruises. Now, she helps over 1 million people per month to plan their perfect cruise holidays. You’re signed up to the Carnival VIFP program automatically when you first sail with the cruise line. You’ll be assigned a number which you can see when you log onto the Carnival website.
Things to Know About the Carnival World Mastercard
Cruise line gift cards: Where to buy them, how to spend them - The Points Guy
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You could earn more rewards using credit cards that earn bonus points on specific category spending, such as travel, dining, gas and groceries. The Carnival World Mastercard is probably not a card to use for all your everyday spending because it would take a long time to earn a substantial amount of FunPoints. When you choose to apply (and are approved) for a new credit card through our site, we may receive compensation from our partners, and this may impact how or where these products appear.
... But ongoing rewards fall short
The information for the Carnival cruise credit card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer. Embarking on a Carnival cruise is more than just a vacation; it’s an experience, a journey filled with memories waiting to be made. From the moment you step on board to the time you bid farewell, every detail is meticulously crafted to ensure you have the time of your life.
Why Nearly Every Purchase Should Be on a Credit Card
When you sail with Carnival, you’ll be given a Sail & Sign card. This is your room key, but it’s also the card that you’ll charge any onboard spends to, whether that’s drinks at the bar, or paying for something in the onboard stores. The card's terms note that if you don't have enough points to redeem for the full purchase amount, you'll be able to redeem only in $50 statement credit increments between $50 and $5,000. As you accumulate points, you’ll progress through various status levels, each with their own perks and benefits to enhance your cruising experience. With the Carnival VIFP Club, you’ll experience a loyalty program that rewards you for your continued vacation adventures.
This blog helps over a million people to plan their cruises each month. As a Mastercard, the card is also well equipped for travel abroad, as it will be widely accepted by merchants everywhere. Shore excursions are activities or tours that you can participate in as you explore a new destination. Many or all of the products featured here are from our partners who compensate us.
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A lot of people will reach Gold and never progress further – after all, it’s the equivalent of taking ten 7-night cruises, which for most people is quite a lot. I’ve certainly never had close to ten cruises with any particular cruise line. You get one point for every night you spend on a Carnival ship, and you remain a Red level VIFP member until you’ve accumulated 25 points, at which point you’ll move up to the next level. Because every person who sails with Carnival is a Blue-level VIFP, the list of benefits is hardly exciting. Your blue Sail & Sign card will, therefore, become something of a memento for you – an item to celebrate your first time with the cruise line.
Although Carnival has had onboard seafood options for years, this is a far cry from the pool deck's Seafood Shack (which recently sold me a mediocre crabcake). Instead, at Rudi's, you'll find a don't-miss lobster mac and cheese, plenty of meat and seafood selections, and crabcakes that are actually worth the price of admission. Most recently, she sailed with Virgin Voyages, bringing her own splash of fun and creativity to the crew.

The higher your tier, the more you’ll gain access to exceptional services and opportunities. This tier provides even more exclusive benefits, making your cruise experience even more enjoyable. Your Sail & Sign card will now be platinum colored, representing 75 to 199 points or days at sea. Each color represents a different tier in the program, offering various benefits and perks for your loyalty.
When she's not on the deck enjoying the ocean breeze, Annie loves sharing her tales and experiences on her blog. Dive into her stories, and you'll feel like you're right there with her, cruising the high seas with a cocktail in hand. Annie is a true sea-lover with a passion for everything cruise-related.
You can redeem your FunPoints either by phone or by logging in to your card account online. For statement credits, purchases must have been posted to your account within the prior 180 days. The Carnival Cruise credit card earns FunPoints, which are different from the VIFP Club points you can earn from Carnival's cruise loyalty program. Ever heard a fellow cruiser mention “VIFP” and wondered what it meant?
To do this, start gathering any documentation you may have from that specific sailing, such as boarding passes, reservation confirmations, or even photographs from the cruise. In these cases, you may be wondering if you can still earn points for those past cruises to improve your membership tier and get better perks during your future voyages. Sometimes, you might have cruised with Carnival before the VIFP Club was introduced or in the early days when the recognition program had not yet started tracking points. The more you sail, the better the deals get, enabling you to make the most of your time on board and enjoy your cruising experience to the fullest.
After all, ensuring you have a smooth sailing experience, both on and off the ship, is their top priority. Remember, every cruise adds to your VIFP status, bringing you closer to the next tier of rewards and benefits. Remember, no matter the color of your card, every journey with Carnival is special. Each card is a testament to the memories you’ve made and the adventures yet to come.
However, the card's earning rates aren't the best, and you might do better using a general travel card to rack up points or cash back. As you sail more with Carnival, you’ll climb the ranks, unlocking more benefits and making every cruise even more special. Imagine priority boarding, exclusive events, and surprise gifts making your cruise even more memorable. With the VIFP Club, every voyage transforms into a tailor-made experience, designed to pamper and delight. The VIFP Club is completely free to join – you won’t be charged for being a member at any stage.
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